Resiko Pengambilan Akad Pembiayaan Murabahah Pada PT. BPRS PNM Patuh Beramal Vertais Mataram

Abstract

A sharia bank is a bank that uses Islamic sharia principles and conducts its business with sharia principles that refer to the Qur'an and Al-Hadith. This research was conducted at BPRS PNM Patuh Beramal Bertais to determine the risk of taking a murabahah financing contract at PT. BPRS PNM Patuh Beramal Bertais Mataram. In this study the author used qualitative research. The type of research used was field research. The data collected by the researcher included primary and secondary data. The results of this study indicate that the risk that occurs in murabahah financing at BPRS PNM Patuh Beramal Bertais Mataram is the risk of non-performing financing where this risk arises due to the failure of customers to fulfill their obligations.